Fantastico Trip to Mc Leodganj

Last year in December me and my family went to this beautiful place located above Himachal Pradesh. It's a beautiful hill station as a sub urban of Dharamshala and the district of Kangra. It's at an elevation of 2082 meters. This serene breathtakingly beautiful hill station is so beautiful and lovely that once you visit it you would crave to go to this place again and again. It took us some eleven hours to travel through the bus after crossing Chandigarh. 

But once you reach this place unlike any other hill station you would be won by the immense beauty it bestow, its full off some innocent looking people and water so pure coming directly through the Himalayas. Like most of the hill station their would be abrupt light drizzle to welcome you at every juncture of your stay here. I preferred the delicious Rajma Chawal that one of my friend told me to have here. There was this amazing dhaba in a low rise valley surrounding our hotel where we had the Rajma Chawal almost daily as one of our meals. 
Himachal as a state is quite peaceful with helpful and cute innocent people doing their daily chores and a lot of places that attract tourists in all seasons. No matter you can grace this place in summers and fill your winter morning with a hot cup of coffee enjoying snow clad mountains. 

The beauty is there in all seasons and you can plan a fantastico trip all year round at any time you wish to. Also for tourists planning a trip sometime soon its okay but for those of you who plan to pay a visit near winters please be cautious of land-slides that might happen somewhere at the start of December. As the valley stands just surrounded by the Himalayas I think that a lot of view would like to check for reports by the weather department rather than being stuck in the course of your journey. Mcleodganj is an awesome place with big Yaks to welcome you and fat white rabbits to play with you when you travel in the busy roads. I simply loved every part of my stay in Mcleodganj and would love to visit again sometime soon. 
Their are a lot of temples in the valley and you should visit the top three one's if you want to see the architecture and the beauty that the religious places have to offer to your soul. After paying a visit your soul would be thoroughly refreshed and you would beautifully fall in love with how the food, people and eternity treat you in this pleasant old valley. I have been to a lot of hill stations and I personally feel this is trip has been the best one so far. I cherish every moment I had here .  

This blog post is inspired by the blogging marathon hosted on IndiBlogger for the launch of the #Fantastico Zica from Tata Motors. You can apply for a test drive of the hatchback Zica today.

Impact of Jatt Andolan

With the recent agitation by jatt's in Haryana over their claim on reservation it severely impact the peace of a nation. The agitation if expressed peacefully could bring about a point in front of the government but losing out on the prosperity of the nation and making your point brought out may not only hamper peace but precious lives are also lost. I personally feel that the impact would be detrimental with a lot of innocent lives lost in the last three days. 
An agitation and peaceful way of expressing concern over a topic is allowed but gradually when the same becomes and possess a sense of violent back drop it becomes hazardous for the population and the culture as a whole. The recent Jatt agitation in Haryana where CRPF, Border Security Force being present for a safer environment to help safeguard the common public which are not indulging in any violent practice I feel that any agitation should not take the shape this ugly. We have seen a lot of incidents where communities disrupt actual peace and not only entail a violent environment but themselves fall prey to people and political forces thus running their vote bank politics and not respecting common man life's at any instance possible. They are just mad about power and stuff that they have control over. 
Communities are innocent they don't know how to tackle a situation this big but by passing o ill-logical remarks I don't see them to calm down. They would be much more violent if some one pass a derogatory remark against them at a point like this. As far as the motive is concerned I don't see anything where being violent would help them. Lives being taken among fights, loss of some crores of public property and making that loss account for other people is no way one can justify a calling. If you want something demand the same peacefully, setting fire to cars, buses and public property would not help any way, hitting on to public servants would not help but would rather call for actions from the authorities. I seriously am of the view that any agitation should be only done in a context where a point could be heard and then taken a conclusion for. Involving in tasks like hampering common office flow, disrupting routine would disturb a lot of people without any reason because you are asking the government of your demands and the common man can not help you out there. So peaceful agitation is something which need to set the norm. Public property is built up of hard earned money which we pay via taxes and hence its a deterioration of money and resources causing un-necessary angst in the heart of common public. 
This blog post is inspired by the blogging marathon hosted on IndiBlogger for the launch of the #Fantastico Zica from Tata Motors. You can apply for a test drive of the hatchback Zica today.

Macro Economics: Impact on Global Markets

Whenever one does financial modelling and after that possible valuation of a company to reach for an investment conclusion macro-economics play an important role in the decision making process. I personally garner a lot of insights when I am doing an investment report from what ever is going on in the macro economics of the world. Now if one considers a cyclical stock which moves with how the economy is going forward the consensus is easy as to see GDP numbers, PMI index and numbers that reflect up on the economy as a whole. Government policy intervention, RBI interest rate cuts or hikes are also an important indicator if you are tracking the banking sector or India Inc as a round of development. So both as an investor and as an analyst one needs to be cautious with the entire market perspective over laying macro-economic principles and it's impact on markets. 
While one forecasts Indian companies the industry average might be a good number to watch out for, so we have to gauge risk factor (beta as a number) and percentages of growth in years to come. Basically the set norm is five year forecast but some analysts do three years for a more realistic and short term advent of the markets on a particular stock. 
Running out of time you need not analyze almost every indicator possible but yes some numbers gives you an overall assumptions as to how ans when the numbers creep in the market, so we have both leading and lagging indicators which provides a holistic approach for looking at the market. Luckily macro economics has always been a subject I was concerned with, the indicating figures, the way markets depend on it and react to a particular news catches my eye and analysis. I love self engrossing my self in facts impacting global and local markets and how the reaction surpasses to investors. 
So value investing is something an investor should follow rather than indulging in blind games. So if a tip by our so called market experts are compelling you to Buy a particular stock do not just blindly follow the herd. It could cause some adverse losses in your kitty, rather do some thought full research and then buy stock for a long term instead of just making some quick bucks in day trading. For day traders if you are making money for ten consecutive sessions at a go the eleventh would be so detrimental that you would loose the entire amount and much more in the last. So investing is an art which is basically instinctive usually based on some guess but yes take calculated risk after some possible research on the company you are thinking of buying. 
This blog post is inspired by the blogging marathon hosted on IndiBlogger for the launch of the #Fantastico Zica from Tata Motors. You can apply for a test drive of the hatchback Zica today.

Impact of China on Global Markets

Chinese market have stumbles an overwhelming points over the last one year. We in India and globally investors are quite worried seeking the virtues and impact of the Chinese collapse on Indian and global markets as a whole. The worry can be seen in pessimist reviews by economists all over the world, but are Indian markets are at risk. 
The answer is NO and the consensus is based on the theory of how the economics in China are moving. They have invested huge sum of money in infrastructure projects and that too a lot of them are in their rural back drops. So they are awaiting money to be pinched in now in the economy once the projects start reaping in profits. Also, China has some minimalist debt from international bodies with huge foreign reserve lying in their disposition an year back. With the markets eroded completely they are now likely to hamper their foreign reserve outflow from four trillion dollar to 2.6 million dollars in times to come. 
The present quarter is likely to maintain some positive inclines in the global markets with the oil crisis likely to recover Chinese economy could see hard signs in the third quarter in times to come. I really think as an investor and equity analyst that their would be a huge impact globally but for India we are likely to remain aloof with some corrections. Also if you basically talk about the Chinese stock markets as such all stocks are quoted at ten times their actual valuation figures that holds a strong correction for shares trading at their all time highs right now. The economics are running weak with People Bank of China as their central bank tending to de-value the currency to pitch in for exports and cashing up on with the dollar. 
The remnibi or Chinese Yuan was last year added by the IMF in a group of currencies and that might have added as a plus point for the economy but rather than making use of the power that would have bestowed in the economy the China is far fetched to de-value its set state. Loosing its charm of an ever increasing rise of 10% year on year and now surpassing levels at a declining trend of 5-7% economists are debating as to how the markets would move herein. Industry experts are of the view that after an initial development is made in an economy stagnancy creeps in and one need to fight that with a lot of reforms from the government and that might be the reason that they are not seeing for the short term and are investing in the rural areas with a long term view. So we can be safe in a lot of respects with investing being likely to surpass levels as this is a good time to invest in stocks valued much lower than their actual levels. 
This blog post is inspired by the blogging marathon hosted on IndiBlogger for the launch of the #Fantastico Zica from Tata Motors. You can apply for a test drive of the hatchback Zica today.

Navigation for an easy journey

The word Navigation in itself demystify the fact that you can re-locate directions and destinations with easy and less hassle. You had to be cautious when you drove for a long drive earlier but in today's time relocating a destination or making out a random plan has been superficially become much more easy, convenient and fast with Global Positioning System enabled with the navigation tools in your vehicle. 
So if you are trying to compete and cover longer distances or taking past in road trip competition you need to possess some powerful and self-enabling navigation. Even if your vehicle does not possess an in-built one you can always buy a hand-held device in which there are maps and systems that could co-relate with your current location. Sending and receiving locations over that device would be much more easy for longed out journeys. For service providers that provide users with paid cars where you can travel GPS and Navigation tools are a bliss as they can easily locate a car in case of fraudulent practices by users. I personally love long drives with friends and I love going to places which have a beautiful serenity to itself. But from the last two years the experience has been much more empowering than we previously had. So in all the advancement has helped us to be insured while we travel. A concept where navigation was powerfully installed in ships, airplanes and satellites the same technology being linked with cars is something that was less thought of 5 years earlier. But now its a common norm to switch on the GPS even when you are travelling through a taxi from android apps to some devices that have automated positioning that could be linked to your present location. Their are added features like Music access : 
1.Quick access to your Music : Connect your mobile easily to your car speakers without any hassle with this device
2.Last Location : Each driving session should be saved with your current location to easy remember the place where you last parked your car.You can alternate between three different modes of searching : Google Maps plus Radar View and 3D reality view augmented for virtual supplement
3. Maps at your service : Quick access to Google maps service with voice overs in case you are travelling alone. 
4. Co-pilot GPS : Some of the apps which enable route planning, With its driver-friendly turn directions plus some powerful trip planning and the coolest offline maps possibility , this app is always ready to guide your way through, even when there’s network coverage or the internet not taking a clue. Driver friendly 2D and 3D view. 
5. Speed Limit warning : If you exceeding the set speed limit their would be warning by the device to keep you safe at all levels even when you are on an empty road.
6 Safety precautions : A by default feature to send your family your last location every one or two hours as set.
So use Navigation and keep safe.
This blog post is inspired by the blogging marathon hosted on IndiBlogger for the launch of the #Fantastico Zica from Tata Motors. You can apply for a test drive of the hatchback Zica today.


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